What is MCA? is approximately $4 -5 billion funding per year as of August 2019.

A merchant cash advance provider gives merchants an upfront sum of cash in exchange for a slice of the merchant’s future sales. Instead of making one fixed payment every month from a bank account over a set repayment period, with a merchant cash advance merchant makes daily or weekly payments, plus fees, until the advance is paid in full.

Factor Rates range from 1.25 to 1.48 typically. A factor rate is what merchants multiply their loan amount by to figure out the total they’ll owe.

Payback 6 to 9 months.

What is MCA Investment? 

This is a secured investment up to $250,000 with an annual 10% return.

TheBizCash provides MCA to merchants at a rate of 1.50 per year and shares 10% of the revenue with investors.